LOAN TYPES
United Financial Services provides many types of loan types that best fits your needs on your next home purchase. See more and learn more.
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CONVENTIONAL LOAN
A versatile mortgage option offering competitive rates and flexible terms, ideal for homebuyers with strong credit, providing stability and predictable payments.
JUMBO LOAN
Tailored for luxury properties, a jumbo loan offers substantial financing for high-value homes, providing a reliable solution for borrowers seeking expansive living spaces.
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VA LOAN
A government-backed option exclusively for veterans and active-duty military personnel, offering favorable terms, low or no down payment, and simplified qualification processes.
FHA LOAN
Backed by the Federal Housing Administration, an FHA loan is an accessible choice for first-time homebuyers, offering low down payments and accommodating credit requirements.
REHAB LOAN
Designed for buyers eyeing fixer-upper properties, rehab loans combine home purchase and renovation financing into a single solution, streamlining the process of transforming a house into your dream home.
ENERGY EFFICIENT LOAN
This unique option supports environmentally conscious homeowners by financing energy-efficient upgrades, reducing utility bills while contributing to a greener future.
DOWN PAYMENT ASSISTANCE
A helping hand for eligible buyers, down payment assistance programs provide financial support to bridge the gap between available funds and the down payment required for homeownership.
FIXED RATES
Offering stability and predictability, fixed-rate mortgages maintain the same interest rate throughout the loan term, ensuring consistent monthly payments.
ARMs
ARM loans feature a fluctuating interest rate that adjusts periodically, providing potential initial savings and flexibility for those planning to sell or refinance in the near future.
PURCHASE AND REFI
Whether you're embarking on a new home purchase or seeking to improve your current financial situation, we offer tailored solutions for both buying and refinancing to meet your evolving needs.
